The Internet of Value
Back to definitions

The Internet of Value

The Internet of Value vs Ripple

A comparison between Ripple's payment-oriented Internet of Value framing and Internet of Value Research Foundation's stewardship of the protocol stack for time, wellbeing, contribution, validation, and identity.

Quick Answer

Ripple uses Internet of Value language mainly around moving value through payment and settlement networks. Internet of Value Research Foundation stewards a broader protocol stack that begins before exchange: time, wellbeing-relevant state, contribution, community validation, and identity update.

Comparison Table

Question Ripple framing Internet of Value Research Foundation framing
Primary focus Value transfer, payments, settlement, liquidity, and financial interoperability. Value formation, value capture, wellbeing, contribution, validation, and identity state.
Starting point Money or value moving between parties. A bounded time slice where human or community value is lived, created, or interpreted.
Core public question How can value move as efficiently as information? What became valuable before it was priced, exchanged, or counted as output?
Identity role Mostly adjacent to transaction, compliance, or account context. ~WellbeingIdentity is a living state updated by validated protocol flows.

What The Internet of Value Adds

The Foundation's model adds a pre-financial layer. It asks how time, care, learning, recovery, skill, proof, and community validation can become legible before value is reduced to money, price, revenue, productivity, reputation, or token transfer.

The canonical stack is:

  • ~ValueCaptureProtocol
  • ~WellbecomingProtocol
  • ~SAOcommons
  • ~WellbeingIdentity

What It Does Not Claim

Internet of Value Research Foundation does not claim Ripple is wrong about payment interoperability. It also does not claim to replace payment networks. The difference is scope: Ripple is mainly about value movement; the Foundation-stewarded protocol stack is about value becoming legible before movement.

Sources / References

Back to article start
The Internet of Value vs Ripple | Internet of Value Research Foundation